To the editor:
Minnesota wants a common well being care plan. The current fragmented medical cost system makes determining the price of well being care exceedingly problem. Assessing whether or not a hospital keep is roofed practically not possible. There’s a lot confusion by the affected person and the physician’s workplace about what is roofed and never coated and by which doctor and which hospital.
A detailed particular person to me was instructed by his physician that his two knee surgical procedures could be coated. After surgical procedure was accomplished, he was instructed by the insurance coverage firm that he must pay the $50,000 as a result of the place of surgical procedure was not in community, and neither was the anesthesiologist. The insurance coverage firm blamed him for not checking with them 10 days forward of the surgical procedure to see if they might cowl his surgical procedure.
What common particular person would know that it’s worthwhile to test together with your insurance coverage firm as as to whether the place of surgical procedure, your physician and your anesthesiologists are in community?
Most individuals would depart it as much as the physician.
The truth that the swelling in his legs wouldn’t go down made monetary issues even worse. Strolling even a block could be very painful as he says it seems like his pores and skin goes to burst. He has not been in a position to work for a 12 months as a result of the swelling has not been alleviated. His retail job requires a number of strolling to attend on prospects. He has spent most of his financial savings and can want extra medical therapy to determine the swelling drawback.
It seems to me we have now a system that isn’t working for the folks I do know and care about. We want the Minnesota Well being Plan that will cowl everybody, and you’d pay in accordance with your capacity.
Raymond Schmidt
Marshall